Bank Match Tool
Find out which types of lenders are more likely to consider your application. Indicative guidance only.
Disclaimer: General information only, not financial advice. This tool provides indicative guidance on lender types that may consider your profile. It does not guarantee approval or represent any specific lender's policies. Lending criteria change regularly. Always verify with a licensed broker or lender.
Frequently Asked Questions
Does this guarantee I will be approved?
No. This tool provides indicative guidance on which types of lenders may consider your profile. Actual approval depends on a full assessment of your financial situation by the lender.
What is the difference between major banks and non-bank lenders?
Major banks (Big 4) tend to have stricter policies but competitive rates for straightforward applications. Non-bank lenders often have more flexible criteria for self-employed, casual workers, or those with non-standard income.
I have credit issues — can I still get a home loan?
Potentially. Specialist lenders cater to borrowers with credit history issues. Rates may be higher, but a broker can help you find the right fit and work towards improving your credit profile.
Why should I use a broker?
A broker can assess your full situation, compare hundreds of loan products, negotiate on your behalf, and handle the application process. Their service is typically free to you as they are paid by the lender.