Last updated: February 2026

By accessing and using BorrowingCalculator.com.au (“the Website”), operated by Northmark Finance, you agree to be bound by these Terms of Use.

Use of the Calculator

The borrowing power calculator and all tools on this website are provided for informational and educational purposes only. The results are estimates based on simplified assumptions and should not be relied upon as financial advice or a guarantee of loan approval.

No Financial Advice

Nothing on this website constitutes financial advice, investment advice, or a recommendation to enter into any financial product or transaction. The information provided is general in nature and does not take into account your individual objectives, financial situation, or needs.

Before making any financial decisions, you should seek professional advice from a qualified mortgage broker, financial adviser, or other appropriate professional.

Accuracy of Information

While we endeavour to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of any information on this website. Tax brackets, interest rates, lending criteria, and other factors used in our calculations are approximate and may not reflect current conditions.

Limitation of Liability

To the fullest extent permitted by law, Northmark Finance shall not be liable for any loss or damage arising from your use of this website or reliance on any information provided. This includes but is not limited to direct, indirect, incidental, consequential, or punitive damages.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Northmark Finance or its licensors and is protected by Australian and international copyright laws.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content or practices of any linked websites and provide these links for convenience only.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of the modified terms.

Governing Law

These Terms of Use are governed by the laws of Australia. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of Australian courts.

Contact

For questions about these terms, please contact us via northmarkfinance.com.au